Softermii has a hard commitment towards the project delivery on time without any delay.
We ended up by having a very attractive product that can compete with any other virtual platform.
Walid Farghal, Director General, Event10x
Built with Softermii APEX
IOMI: from an inherited concept to a live AI wealth platform
Softermii APEX took over a concept a previous firm had produced and built the production platform on top of it — a real-time, AI-driven wealth OS for entrepreneurs, now live at iomifinance.com.
The engagement at a glance
6
Asset categories unified in one view
8+
Data, market & crypto integrations
2-week
Delivery sprints
shipping since Apr 2026
Live
In production at iomifinance.com
What is IOMI?
IOMI is an AI wealth-management platform built for entrepreneurs — people who hold wealth across both their personal life and their businesses. It unifies bank accounts, company equity, real estate, crypto, investments and physical assets — otherwise scattered across logins and spreadsheets — into a single, real-time net-worth picture.
On top of that picture sits an AI layer that helps the owner see which next move improves their position. IOMI is live and publicly available at iomifinance.com, built by Softermii using its Softermii APEX engine.
Industry
Fintech / wealth management
Platform
Web
Engagement
Brownfield takeover
Team
6–10 people
Location
San Francisco, US
From a concept to a product IOMI owns
IOMI came to Softermii with the idea shaped — but only as a concept a previous firm had produced, not a working product, and with no in-house engineering team to carry it forward.
1
Assess the inherited concept
Softermii APEX started from someone else’s concept — not a functional product — assessing what existed and setting the technical foundation to build on.
2
Build the production platform
On that foundation, Softermii APEX built the real product: a real-time net-worth dashboard, Plaid account aggregation, an AI insights layer and Google OAuth, all on Google Cloud.
3
Ship every two weeks
The team delivered in two-week increments so IOMI saw the product take shape continuously, rather than waiting for a single reveal at the end.
4
Hand back something IOMI owns
Takeover-readiness is a standard Softermii APEX builds toward: the code and documentation were complete enough for IOMI’s own team to keep developing without a rebuild.
What Softermii APEX built
Softermii APEX handled the full product cycle — UX/UI design, development, QA and production deployment — and delivered the platform IOMI now runs in production.
Real-time net-worth dashboard
One live number across six asset categories — cash, stocks & ETFs, crypto, real estate, business equity and alternatives — with personal and business wealth side by side.
Account aggregation via Plaid
Read-only bank and investment aggregation through Plaid, syncing accounts reliably — plus everything Plaid can’t see: real estate, collectibles and private equity.
An AI insights layer
A Capital Efficiency Score engine and recommendation logic — AI-ranked next moves, next-dollar allocation guidance, a daily briefing and a plain-English assistant.
Liabilities, goals & forecasting
Liability tracking, financial goals with automatic milestone checks, benchmarking and cash-flow forecasting — the full picture, not just balances.
Google OAuth & a consistent design system
Google OAuth authentication approved and running in production, behind a design system implemented consistently across every screen.
Production infrastructure on Google Cloud
The platform runs on production infrastructure on Google Cloud, engineered as the foundation for a two-tier subscription product.
Inside the product
Everything below is IOMI’s live product, built by Softermii APEX.
One live net-worth number:
Personal and business wealth in a single real-time picture — assets and liabilities, weighted and tracked across every connected account.
AI that says what to do next:
A Capital Efficiency Score grades how well capital is deployed, and the assistant answers questions in plain English and ranks the next best move.
Benchmarks, goals and forecasts:
Portfolio performance against benchmarks, a liquidity profile, and goals that track themselves against real numbers.
More of IOMI
From reading a point-in-time breakdown to setting a goal or adding an asset banks can’t see — the same real product.
“From the beginning they understood what we needed and proposed a clear agentic AI approach, no overengineering. The team at Softermii is really solid. They delivered every two weeks, integrated many things for us (Plaid, CoinGecko, Alchemy, Binance, Kraken, Coinbase, Zillow, Google Maps) and the quality was good. Communication was always clear and easy.”
Sebastien Gabucci
CEO, IOMI
Powered by the Softermii APEX delivery engine
Every result here was delivered through Softermii APEX, our AI-powered delivery engine — a lean team of senior engineers owns the architecture and every risk decision while directing AI across development, testing and security behind fixed quality gates. It is the same engine we point at any build: greenfield, or a takeover of someone else’s code.
- Full cycle: UX/UI design, development, QA and production deployment
- Senior engineers own architecture and every risk decision
- AI-accelerated development, testing and security behind quality gates
- Takeover-ready by standard — handed back for your own team to own
Technology & integrations
The platform and data sources behind IOMI, per the client’s public review.
- Delivery engine
- Softermii APEX
- Cloud & auth
Google Cloud- Google OAuth
- Account aggregation
- Plaid
- Market & crypto data
- CoinGecko
Alchemy- Binance
- Kraken
- Coinbase
- Real estate & location
- Zillow
Google Maps
Build with Softermii APEX
Building something new, or finishing what another team started?
Softermii APEX took IOMI from an inherited concept to a live, owned product — and does the same for greenfield builds, AI agents and stalled projects that need rescuing, at a fixed price agreed before the build begins.
Get your free itemised estimateTestimonials
Excellent programming skills and timely delivery.
They were able to take our poorly documented description and deliver a world-class app.
Folabi Ogunkoya, Founder, Cococure
It's great to know that all of the development is backed up by careful planning.
The app has so far garnered a lot of attention from potential investors. Softermii has very structured project management and utilizes the Atlassian Suite; their team is organized, serious, and professional.
Eriz Zarate, CTO, SoundIt
The team is really flexible with picking up urgent bugs.
I found that is a really good working relationship in that sense that the prices are very reasonable and they are accessible even over the weekend.
Duncan Mitchell, Managing Director, Co-Founder, TempTribe, London
Softermii delivered a technically sophisticated app.
It integrates multi-party video conferences with social media dynamics. These guys proven to be a professional, reliable, and effective partner.
David Levine, Founder, Scoby Social
I would highly recommend Softermii for any programming needs.
I am consistently impressed by the quality of the work and team effort brought forth by everyone that we've worked with.
Ashley Lewis, VP of Product, Dollar Shave Club
They were really on top of everything.
They know how important my timelines were and they made sure that they’re dead to them and got everything done quickly.
Reece Samani, CEO & Founder, Locum App, London
They delivered amazing results and worked through holidays to make sure I could deliver on the project deadline.
The results were consistently top quality and the devs are friendly and responsive.
Shervin Delband, Director of US Operations, ITRex Group
They had logical, well thought-out plans with different execution strategies that had supported our timelines.
Softermii had created largely acceptable deliverables. The team had been cooperative in fixing and improving areas with logical, well thought-out plans with various execution strategies.
Momina Wahab, Director Agile PMO, Convo Corp
Softermii are great with time management and produce high-quality work.
Because of how satisfied we’ve been with their work on this project, we’re exploring bringing them in on a new project as well.
Muna Al Hashemi, Founder of a Proptech Startup
I don't feel they lack in any department regarding getting the job done properly — they are all-encompassing.
They lead a well-planned process to stay within deadlines and budgets and ensure a solid project management experience. The team also praises their ability to incorporate everything they need all around.
Kwesi Peyna, Owner & CEO, Luciid
Their team members were very invested in finding solutions for us.
Softermii brought useful suggestions to the process. The collaboration with developers was close and efficient, and final outcomes for the project are promising.
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